Health insurance plays a crucial role in managing the rising cost of medical care. Whether it’s a routine check-up, an unexpected illness, or a major medical procedure, having the right coverage can provide both financial protection and peace of mind. However, many people are often unsure about what their policy actually covers and how to make the most of it.

At its core, health insurance is designed to cover a portion or the entirety of your medical expenses, depending on your plan. These expenses may include hospitalization, doctor consultations, diagnostic tests, medications, and sometimes preventive care services. It’s important to carefully review your policy details to understand inclusions, exclusions, and any limits on coverage.